A homeowner could file to save his house. According to the United States Courts website,”By filing under this chapter, individuals can stop foreclosure proceeding and may cure delinquent mortgage payments over time.” A debtor may get a three-year or five-year bankruptcy plan to reimburse creditors. A borrower must make regular mortgage payments to his lender …
Today’s mortgages are amortized loans, meaning your monthly obligations include both principal and interest. Lenders use a sliding ratio that changes over the life span of the loan to determine the quantity of principal and interest in every payment. Every payment you make will help pay off your principal. History Advances in America weren’t always …
Mark and Kelley Ash have kept busy designing, building and reimagining their North Alabama farmhouse for the previous few decades. The couple — he is an architect in Element Planning; she’s an artist — constructed the original shotgun-style farmhouse at 2011, then inserted another 700 square feet two decades later. Together they have dug holes, …
I remember when having a microwave or a electric can opener mounted under your wall cabinets has been considered state of the art. You can now attach your smart phone and tabletcomputers, and also conceal the necessary outlets out of sight. Curious what now’s cupboard additions can do for you? Check out some of the …
Art wall feeling a? Try one of these 14 fresh, creative ideas and give your walls a new lease on life. From artwork that creeps round the corners to unique matting thoughts, backdrops and even a pulley system, perhaps one of these art structures from around will inspire a change in your own home. 1 …
Like many fantastic ideas, this one started with a sketch on a cocktail napkin. While having dinner with their builder Carl Jones, Mary Beth and Dan McCrary shared their design ideas for a rustic log cabin in the mountains of Alabama and Jones drawn up an easy blueprint that night. Two decades later, that drawing …
As things steam up here in Atlanta, I find myself like a kid begging for your own ice cream truck to come by, craving a yummy sherbet treat. Cruising the sherbet aisle in the grocery store motivated me to look up my favorite flavors in photos and color guides. Bright colors motivated by raspberry, lime, …
I adore Ikea. It’s been a boon for thrifty design hounds, and there is not any better location for finding pieces to provide a small space. It’s classic principles and a continuous supply of new layouts (and don’t even get me started about the frozen yogurt). But it isn’t without its drawbacks. Horrible instructions, mazelike …
Painting inside trim seems like a no-brainer. You slap on some glossy white and call it a day. However, in fact, subtle changes in the way you paint trimming can transform a room. As with a lot of things in home design, a small tweak can make a big effect. These seven trimming treatments vary …
When applying tiles into your shower wall, the dimension trowel you need will depend mainly on the magnitude of the shingles. Most shower tiles for walls are modest, either mosaics or even 4-inch ceramics, meaning that a small trowel is needed for appropriate application. If you elect for bigger tiles, the trowel size will increase …