How do I Add Insulation to Existing Attic Insulation?

Poorly insulated attics enable expensive heated or cooled air to escape your house, wasting both energy and money. With the addition of insulation to your attic, you’ll not just lower your monthly utility bills, but also appreciate improved energy efficiency and increased comfort throughout the year. By lowering energy consumption, attic insulation also protects the …

What Are the Benefits of Requiring Tenants to Have Renters Insurance?

A comprehensive standard lease will have a clause that reminds tenants their possessions are not insured by the landlord’s insurance and advocates they obtain a renter’s policy. Going the next step and requiring tenants to purchase renter’s insurance can narrow the pool of candidates, but will repay if something happens in the house that leads …

What Are Loans?

There are 3 chief types of mortgage loans that people tap to finance their homes: loans insured by the Federal Housing Administration, the ones that are insured from the U.S. Department of Veterans Affairs and traditional loans. The majority of mortgage loans have the traditional type. It’s essential, then, for homeowners to know precisely what …

FHA Mortgage Rules for Down Payment

Mortgages are insured by the Federal Housing Administration given to home buyers by FHA-approved lenders. Buyers who use FHA-insured mortgage applications have money for a down payment. Since the government backs these loans, lending criteria –including for payments–frequently are relaxed. However, the FHA does have a number of down payment conditions. Credit Scoring Credit score …