Selling real estate without the help of a real estate agent can be a demanding task. There are quite a few services provided by a real estate agent that aren’t instantly obvious to a vendor. These services can make the distinction between making a successful sale at top dollar, and making a sale which can …
Month: October 2019
Mortgages are insured by the Federal Housing Administration given to home buyers by FHA-approved lenders. Buyers who use FHA-insured mortgage applications have money for a down payment. Since the government backs these loans, lending criteria –including for payments–frequently are relaxed. However, the FHA does have a number of down payment conditions. Credit Scoring Credit score …
A line of credit is a flexible instrument. It can be used to cover for home improvements, holidays, education and lots of other functions. It can also be used to repay mortgage debt. One advantage of using a line of credit to repay a mortgage is that the funds will be immediately available whenever you …
Homeowner’s insurance provides a safety net when certain accidents happen on your property, but insurance policies do not cover all incidents. Rather, policies define what is and is not covered. 1 area to think about is policy for pet attacks. While it may seem unlikely that your pet will strike somebody, insurance companies pay more …
Fall is the best time for planting trees, but you might be getting cold feet about planting trees in a garden with wet toes. It’s simple to discover drought-tolerant trees these days, but for many of us in areas that are flood prone or possess soggy soil, the choices are more limited. Should you lack …
Pop quiz: What do you call a relatively long, very low storage bit usually found at the dining room? If you said “sideboard,” “buffet,” “server,” “credenza,” “cabinet” or perhaps “console,” you are correct. The truth is, shops and furniture manufacturers utilize all sorts of names for this kind of piece nearly interchangeably. So although there …
Successful container arrangements are dependent on a number of factors; some, such as colour, are more obvious than others. But the subtler part of feel sometimes takes an arrangement from dull to terrific. A layout which uses plants with the identical feel, through leaves or blossoms, can be dull. But one which incorporates two or …
When you are setting up the interior trim, one of the things that you need to consider is how you are going to go about it. Think about what you will start with and the steps you will take until you complete the entire installation. You only need a few basic window installation tools and …
I have found myself questioning the adage, “Beauty is in the eye of the beholder.” If beauty really is in the eye of the beholder, then why are we nearly universally drawn to sunsets? Or the deep vista of the Grand Canyon, newborn babies and starry heavens? Out of curiosity, I Googled “What are the …
Every landscape desires a plant using a little bit of rambunctious zing. Purple poppy mallow (Callirhoe involucrata), using its long, trailing stems and summerlong series of blossoms, is magnificent as one specimen plant, used en masse for a ground cover or planted throughout the landscape as a unifying element. This native perennial can adapt to …